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Compare our Funeral Plans

Pure Cremation Funeral Planning Ltd is the plan provider and is authorised and regulated by the Financial Conduct Authority (reg no FRN 965260)

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Choose the plan that’s right for you

Setting up a prepaid funeral plan should feel great, and we are here to help you decide which plan is best for you and your circumstances.

What you get
Trust-based Plan
Over 50s Insurance-backed Plan

Costs

A Pure Cremation

For people aged over 18

For people aged 50 to 74

Single payment option

Monthly payment option

Fully covered after 24 monthly payments**

£1,595

or from £31.90/mth 

for a 60 month instalment plan with total cost of £1,914*

From £6.25/mth

for a 50 year old 

cost based on age (lowest cost at age 50)

*If you choose to pay over 12 months or more the total exceeds £1,595 because 4% per year is added to the plan to cover the lost investment income caused by paying for your plan in instalments rather than a single up front payment. If you pay £31.90 over 60 months, the total cost of the plan is £1,914. There is no charge for single payments or payments that are on a 6 month term.


**For coverage before 24 monthly payments are made, see here.

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Free Funeral Plan guide

Request our complete guide today - explore whether a Pure Cremation Plan is right for you and discover the different payment options available.

Get in touch. We’re only a phone call away

Our lovely people will help you get started and answer any questions.

0800 033 7737

For prepaid funeral plans from Pure Cremation Funeral Planning Ltd

Mon-Fri: 8am-6pm, Sat: 9am-5pm, Bank Holidays: 10am-4pm.

 

To arrange a funeral with Pure Cremation Ltd

Lines open 24 hours, 7 days a week.

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Our price includes everything you need. We’ll never ask you or your family to pay more

As long as you have paid in full or made at least 24 monthly payments.

What’s included in every Pure Cremation Funeral Plan?

Every funeral plan should cover the full cost of providing the service that is promised. Your Pure Cremation Funeral Plan includes everything that's required to carry out a Pure Cremation, delivered by Pure Cremation Ltd.

Collection of the deceased from any hospital, public mortuary, care home, or residential address in mainland England, Wales, Scotland and Northern Ireland (includes the Isle of Wight and Isle of Skye)

Doctor’s fees where required

A solid pine eco-coffin (or suitable alternative)

Personal hand delivery of the ashes by Pure Cremation staff to any mainland address within England, Wales, Scotland and Northern Ireland (includes the Isle of Wight and Isle of Skye) or the option to scatter them in the Garden of Remembrance

Dignified care of the body at our state-of-the-art client care facility until the cremation

Cremation fees for an unattended committal at Charlton Park Crematorium or another carefully selected venue that we choose

Transfer to the crematorium

Unlimited updates for life with no extra charges

Important Information

Trust-based Plan

This plan is for people aged 18 and over

Your plan is only guaranteed once you have paid either the full amount, or at least 24 monthly instalments

If you change your mind within 30 days of purchase you will get a 100% refund. Cancellation after 30 days will result in a refund of monies minus our £350 administration fee, if you paid a lump sum. And if you paid by instalment you will get a 100% refund up to 24 months and if cancelling after 24 months you will receive a refund of monies paid less our £350 administration fee

If you choose to pay over 12 months or more the total cost of your Pure Cremation exceeds £1,595 because 4% per year is added to the plan to cover the lost investment income caused by paying for your plan in instalments rather than a single up front payment. There is no charge for single payments or payments that are on a 6 month term

If paying by instalments: if you die as a result of an Accidental Death within 24 months from the start date of your plan and your monthly payments are up to date, there won’t be any more to pay; if you die within 24 months from the start date of the plan and your death was not an Accidental Death, your estate will have a choice of either a full refund of all monthly payments paid or alternatively to pay the difference of a Pure Cremation at the time. If paying a lump sum you will get a Pure Cremation whenever you die

Your plan is at risk if you do not keep up with regular payments

There is no cash value to this plan as it is designed to deliver a Pure Cremation

The total cost of your funeral plan is £1,595. From this £1,050 is placed in an independent trust, to cover the cost of your Pure Cremation when the time comes. The £545 that you pay in addition to this cost of the direct cremation is retained by Pure Cremation Funeral Planning to cover the costs of marketing, setting up and administering your funeral plan. For more information click here

Over 50s Insurance-backed Plan

This plan is for people aged 50-74

Monthly premium based on age (i.e. lowest cost at age 50)

If you change your mind within 24 months of purchase you will get a 100% refund of monies paid, but cancellation after 24 months will result in no refund

If you die as a result of an Accidental Death within 24 months from the start date of your plan and your monthly payments are up to date, there won’t be any more to pay. If you die within 24 months from the start date of the plan and your death was not an Accidental Death, your estate will have a choice of either a full refund of all monthly payments paid or alternatively to pay the difference of a Pure Cremation at the time

Cover lasts for life and once you turn 90 years old you won’t pay anything more

You’re only fully covered after 24 monthly payments

Depending on how long you live, the total payments that you make could exceed the cost of your Pure Cremation

Your plan is at risk if you do not keep up with regular payments

There is no cash value to this plan as it is designed to deliver a Pure Cremation

Your monthly payments are used to purchase a whole of life insurance policy for your benefit with Scottish Friendly Assurance Society. To cover the cost of marketing and for setting up and administering your funeral plan, Pure Cremation Funeral Planning Limited will receive sales commission from Scottish Friendly Assurance Society of between £270 and £565.36. For more information click here

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You’ve got questions. We’ve got answers.

It’s easy, just 3 simple steps:

 

Step 1 - get hold of a FREE Guide by calling 0800 033 7737 or by clicking here.

 

Step 2 – complete our straightforward application by post, by phone on the number displayed on this web page, or via our online forms:

 

 

Step 3 – check the plan documentation when you receive it, and file it somewhere safe but accessible, remembering to put the Funeral Wishes card in your purse or wallet.

 

Then simply relax and get on with enjoying life!

If your relatives decide to go ahead with a traditional funeral you can rest assured that the money within your plan (less the administration fee of £350 for a Trust-based Plan) will be made available to contribute towards these costs.

 

They will need to provide the Trust with an invoice and a death certificate (or equivalent) so that the money can be released.

 

Trust-based Plan

 

In the unlikely event Pure Cremation Funeral Planning Limited were to go out of business, there are arrangements in place that make it likely your funeral plan contract will continue to be provided by a new firm whilst keeping the terms and service that were agreed.

 

In the event that your funeral plan contract could not be carried out by Pure Cremation Funeral Planning Limited or another firm that was appointed, you would promptly receive a refund of your payments, less an administration charge of £350 from the independent trust that holds your money.

 

You should be aware that in the event that your funeral plan could not continue to be carried out by Pure Cremation Funeral Planning Limited or the new provider identified, your funeral plan would cease and you may incur additional costs in making new arrangements with a new provider.

 

Over 50s Insurance-backed Plan

 

In the unlikely event Pure Cremation Funeral Planning Limited were to go out of business, there are arrangements in place that make it likely your funeral plan contract will continue to be provided by a new firm whilst keeping the terms and service that were agreed.

 

Scottish Friendly, the firm that provides the insurance that backs your funeral plan, will work with whoever is appointed to run the business thereafter to ensure your plan is maintained and delivered.

 

You should be aware that in the event that your funeral plan could not continue to be carried out by Pure Cremation Funeral Planning Limited or the new provider identified, your funeral plan would cease although your insurance policy would remain in force. You may however incur additional costs in making new arrangements to use this policy with a new provider.